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Best Paystub Generator Apps for Employers in 2026

We compared seven paystub generator apps on price, tax math, export formats and privacy, using US App Store and Google Play listings from September 2026.

Disclosure: Payslip44 is our app. We built this comparison honestly, including the areas where competitors have advantages. Ratings, features and pricing come from US App Store and Google Play listings as of September 2026.

Quick answer

No single app wins every row. Paycheck: Paystub Generator by Span Enterprises, better known as 123PayStubs, is the most rated app on this page and its listing says it works out federal tax, state tax and FICA for all 50 states. Paystub Maker by B TO J PTY LTD has the second-highest App Store rating among the apps here with more than a thousand ratings, and reviewers say it is simple and genuinely free.

StubCreator: Paystub Generator by Online Paystub is a front end for an online stub service, and FreePayStub Now: Paystub Maker by WebbyGenius Infotech Private Limited describes previewing, submitting and emailing a stub without saying where it is generated. Both App Store listings point at the same stubcreator.com domain. Paystub Builder: PDF Payslips by SVG Apps has the cheapest subscription printed on any store page here, $19.99 a year. Paycheck & Paystub Generator by SecurePayStubs also calculates federal and state tax, but its iOS build was last updated in February 2025.

Payslip44 is our app. You enter the figures and it builds the stub, with W-2, 1099 contractor, statutory employee and owner classifications, six document layouts, and export as PDF, image, CSV or text. It does not calculate taxes or withholding. There is no account, and it works offline.

If you want the app to do the tax math, look at the apps whose listings state it. If you already have the numbers from payroll and just want them formatted on your own phone, Payslip44 is built for that.

Side-by-side comparison

FeaturePayslip44Paycheck: Paystub GeneratorPaystub MakerStubCreator: Paystub GeneratorPaystub Builder: PDF PayslipsFreePayStub Now: Paystub MakerPaycheck & Paystub Generator
PlatformsiOS + AndroidiOS + AndroidiOS + AndroidiOS + AndroidiOS + AndroidiOS + AndroidiOS + Android
US App Store rating5.00 (1)4.89 (3,700)4.80 (1,061)4.80 (318)4.81 (222)4.69 (195)4.84 (186)
Last updatedAugust 2026May 2026September 2026August 2026May 2026August 2026February 2025
Free-tier limitsNot statedFirst pay stub free, then pay per stubNot stated; the subscription adds cloud sync and backupFirst stub free, free revisionsNot statedNo limit stated; the listing says the app is completely free to useFree to download; no free-tier limit stated
Paid plansPro at $2.99 a week or $29.99 a yearNone on the App Store; Google Play lists $7.99 to $59.99 per itemMonthly $5.99, Yearly $59.99; Google Play lists $7.99 to $59.99 per itemNot stated; no in-app purchases on either storeMonthly $1.99, Annual $19.99None listed on either storeNone on the App Store; Google Play lists $1.99 to $399.99 per item
Build a pay stubYesYesYesYesYesYesYes
Tax calculationNo, figures are user-enteredYes, federal, state and FICA for all 50 states per its listingNot statedEditable tax fields, added April 2025Not stated; tax lines are entered and customizableYes, claimed, with no tax year or state namedYes, federal and state for all 50 states per its listing
Worker classification (W-2, 1099, statutory, owner)Yes, all fourNot stated; contractors named as an audienceNot statedNot stated; contractors named as an audienceNot statedNot stated; contractors named as an audienceNot stated; the listing names contractors and gig workers but never 1099
YTD totalsYesYesYes, with an option to hide YTD added February 2024Not statedYes, automaticNot statedNot stated
Saved employers and employeesYesYes, an address bookNot statedNot statedYes, multiple businesses and unlimited employeesNot statedYes, an address book added May 2023
ExportPDF, image, CSV, textPDF or emailNot statedDownload or email; format not statedPDFDownload or email; format not statedDownload or email; format not stated
Languages1 (English)1 (English)1 (English)1 (English)1 (English)1 (English)1 (English)
AdsNoNoNoNoNo ads per its App Store listing; Google Play lists “Contains ads”No per its App Store listing; Google Play data safety mentions advertising or marketingNo
Account requiredNoNot stated; the listing describes mobile and web syncNot statedNot statedNot statedNot statedNot stated
Works offlineYesNot statedNot statedNo, the listing calls it an online toolNot statedNot statedNot stated; the listing calls itself an online pay stub generator
Data stays on deviceYes, stub content is local with no accountNo, the listing sells mobile and web syncNot stated; cloud sync and backup are on the subscriptionNot statedNot statedNot statedNot stated
Privacy labelNo data used to track you; Data Not Linked to You: Purchases, Identifiers, Usage Data, DiagnosticsNo data used to track you; Data Not Linked to You: Location, User Content, DiagnosticsNo data used to track you; Data Not Linked to You: Contact Info, DiagnosticsData Not CollectedNo data used to track you; Data Not Linked to You: Location, User Content, Identifiers, Usage Data, Diagnostics, ContactsData Not CollectedNo data used to track you; Data Linked to You: Contact Info
Feature comparison as of September 2026, based on each app’s US App Store listing, description and privacy label, with Google Play noted where the two stores differ. Ratings are US App Store totals.

The apps

1. Payslip44

Payslip44 Our Pick

Payslip44 builds a pay stub line by line. You pick an employer and an employee, enter earnings by hours and rate or as a flat amount, add taxes, pre-tax deductions such as 401(k), HSA and health insurance, after-tax deductions such as garnishments, union dues and loan repayments, and employer contributions like a 401(k) match. Each party is classified as a W-2 employee, 1099 contractor, statutory employee or owner, and saved employers and employees can be reused on the next stub. There are six document layouts: Standard, Tabular, Compact, Boxed, Summary First and Split.

The app has been on the App Store since 2026 and was updated in August 2026. Your data stays on the device, there is no account, and it works completely offline. Every total comes out to the exact cent. The preview shows the A4 page you are about to export, and you can export as PDF, image, CSV or text. It does not calculate taxes or withholding, and it is not financial, payroll or tax advice: the figures are yours, and Payslip44 formats them.

Pros
  • Four export formats, PDF, image, CSV and text, more than any other listing here names
  • The only listing here that states all four worker classifications: W-2, 1099 contractor, statutory employee and owner
  • No account, no ads, works offline, and stub content stays on the device
  • Six document layouts, leave balances, YTD totals, and a stub history you can reopen
Cons
  • It does not calculate taxes or withholding, so you need the figures before you start
  • English only, and the preview is an A4 page
  • One US App Store rating so far, against thousands for the older apps here

Pricing: Free to download, with Pro at $2.99 a week or $29.99 a year after a 7-day free trial.

Best for: Employers and workers who already have the numbers and want an exact, reusable stub built on their own phone.

2. Paycheck: Paystub Generator by Span Enterprises

Paycheck: Paystub Generator Most Popular

Paycheck: Paystub Generator has been on the App Store since 2020 and has 3,700 US ratings at 4.89, more than any other app on this page. Its listing is the strongest on tax: federal tax, state tax, FICA and YTD totals are calculated automatically for all 50 US states, and the description claims 100% accurate tax calculations. The listing names 30 or more templates with your company logo, custom earnings for overtime, bonuses, commissions and tips, custom deductions such as 401(k), health insurance and garnishments, an address book, and up to 20 stubs generated at once.

The catch is the model. Your first pay stub is free, and after that you pay per stub, but the App Store page never prints the price. Revisions are free. The listing sells mobile and web sync, and the privacy label collects User Content, so this is not an on-device app. Reviewers say it is fast and easy to use, 18 of 49 sampled reviews, and 9 of 49 praise the automatic calculations, though almost all of those are from 2020 and 2021. Five of 49 describe paying and never receiving the stub, with the screen stuck on “being generated”; all five fall between 2022 and early 2023 and nothing in the sample repeats it after that. The iOS build was last updated in May 2026.

Pros
  • Automatic federal, state and FICA calculations for all 50 states, per its listing
  • 30 or more templates with a company logo
  • Up to 20 pay stubs generated at once for multiple employees
  • Free unlimited revisions after a mistake
Cons
  • Per-stub pricing is not stated on the App Store, so you cannot see the cost before you start
  • Export is PDF or email only; PNG, CSV and plain text are not stated
  • Not an offline or on-device app; the listing sells mobile and web sync

Pricing: Free to download. The first pay stub is free, and Paycheck: Paystub Generator by Span Enterprises does not print what later stubs cost; Google Play lists in-app items from $7.99 to $59.99.

Best for: An employer who wants the app to do the withholding math for a US state and is comfortable paying per stub.

Read the full comparison: Payslip44 vs Paycheck: Paystub Generator

3. Paystub Maker by B TO J PTY LTD

Paystub Maker Top Rated

Paystub Maker has 4.80 from about 1,100 US ratings, the second largest rating count on this page. Paycheck: Paystub Generator rates higher at 4.89 and has more ratings behind it, and Paycheck & Paystub Generator at 4.84 and Paystub Builder: PDF Payslips at 4.81 edge it on average, but both of those rest on under 250 ratings, so Top Rated goes to the 4.80 backed by more than a thousand. Paystub Maker has been on the App Store since 2020 and was last updated in September 2026, the most recent date of any app here. The Android build lags, last updated April 2026.

The listing itself is thin. It covers gross wages for the pay period, deductions such as retirement plans, pension contributions, insurance, garnishments and charitable contributions, and net wages, and a February 2024 release note adds an option to hide YTD. It never mentions templates, export formats, saved employees, 1099 work or tax calculation, so those rows read as not stated rather than absent. Reviewers say it is easy to use and call out that it is genuinely free. Some reviewers mention YTD figures coming out wrong or not carrying from one pay period to the next, in reviews dated 2023 to 2025. Cloud sync and backup come with the subscription, and the description mentions them for iOS devices only.

Pros
  • About 1,100 US App Store ratings at 4.80, a large sample for this category
  • Updated in September 2026, the most recent iOS update on this page
  • Reviewers say it is simple and free to use
  • Cloud sync and backup on the subscription
Cons
  • Some reviewers mention YTD figures coming out wrong or not carrying between stubs
  • The listing names no export format, template count, saved profiles or tax calculation
  • Cloud sync is described for iOS devices only, and the yearly plan is $59.99

Pricing: Free to download, with a Monthly Subscription at $5.99 and a Yearly Subscription at $59.99 on the App Store. Google Play lists in-app items from $7.99 to $59.99. No trial is stated.

Best for: A small-business owner who wants a plain, well-reviewed stub maker and does not need the app to work out tax.

Read the full comparison: Payslip44 vs Paystub Maker

4. StubCreator: Paystub Generator by Online Paystub

StubCreator: Paystub Generator

StubCreator: Paystub Generator, written as Stubcreator in its own description, is a front end for the stubcreator.com web service. The description says so plainly: it “comes with easy access to the online platform” and is “an online tool under Stubcreator”. You choose a template, add a logo, preview the stub to check the details, then either download it or have it emailed to you. The description says the app performs the calculations for you so you do not have to work out deductions, and an April 2025 release note added an Edit Taxes feature for modifying tax information in the app. It has 4.80 from 318 US ratings and was updated in August 2026.

Two things to know before you pick it. First, the money: your first stub is free with free revisions, but neither store lists an in-app purchase and the listing never says what a stub costs after that. Second, 6 of 21 sampled reviews describe paying and not getting what they paid for, including a logo missing from the finished stub and an empty emailed PDF, dated from 2021 to May 2025. Reviewers say it is easy and fast, 8 of 21. Its App Store privacy label declares no data collected, but the stub is generated on an online platform, so that is a claim about collection, not about where your data lives.

Pros
  • First stub free with free revisions
  • Preview lets you verify every detail before you submit
  • Multiple templates with your own logo
  • Its App Store privacy label declares no data collected
Cons
  • No price is stated anywhere for a stub after the first one
  • An online tool, so offline use is out and the stub is generated on a server
  • Six of 21 sampled reviews, dated 2021 to May 2025, describe paying and not receiving what they paid for

Pricing: Free to download with the first stub free. No in-app purchases are listed on either store, and the listing does not say what a stub costs after the first one.

Best for: Someone who wants to try a web stub service from their phone and only needs one stub.

Read the full comparison: Payslip44 vs StubCreator: Paystub Generator

5. Paystub Builder: PDF Payslips by SVG Apps

Paystub Builder: PDF Payslips Best Value

Paystub Builder: PDF Payslips gets the Best Value badge for one reason: $19.99 a year is the cheapest subscription printed on any store page on this list, and the price appears in the description as well as the in-app purchase list. The store page never says what the subscription adds, so treat the price as a ceiling and not a feature promise.

The listing covers a lot for its length. It creates a stub in under a minute, adds multiple businesses and unlimited employees, keeps a paystub history and lists search and filter options, calculates YTD totals and net pay automatically, and lets you customize currency, date formats, financial year and tax lines. Export is PDF, with share, SMS, email and print as delivery options. It has 4.81 from 222 US ratings and the iOS build was last updated in May 2026, with the Android build on its own schedule. Its App Store description lists “No advertisement”, while Google Play lists “Contains ads” for the Android edition, so the two stores disagree and you should expect ads on Android.

Pros
  • $19.99 a year is the cheapest subscription price printed on any store page here
  • Multiple businesses and unlimited employees, plus a paystub history and search and filter options
  • Automatic YTD and net pay calculations
  • Currency, date format and financial year are all configurable
Cons
  • What the subscription adds is not spelled out on the store page
  • Ads status conflicts across stores: no ads per its App Store listing, and Google Play lists “Contains ads”
  • Export is PDF only, and worker classification is not stated anywhere on the listing

Pricing: Free to download, with a Monthly Subscription at $1.99 and an Annual Subscription at $19.99. No trial is stated.

Best for: Someone paying several people who wants a cheap annual subscription, a paystub history and the search and filter options its listing names.

Read the full comparison: Payslip44 vs Paystub Builder: PDF Payslips

6. FreePayStub Now: Paystub Maker by WebbyGenius Infotech Private Limited

FreePayStub Now: Paystub Maker

FreePayStub Now: Paystub Maker is free per its listing, with no in-app purchases listed on either store. The description says so in bullet after bullet, including that no credit card or debit card is required and that you can generate as many stubs as you want. Preview is explicitly free. The listing names customizable templates, tax calculations, your own logo, a bundled invoice generator, and Canada pay stubs for users in Canada. Stubs are downloaded or emailed to you. It has 4.69 from 195 US ratings and was updated in August 2026.

The problem is what the listing leaves out. It never names a tax year, a state, or whether federal and state are both handled, and it names no export file format at all. YTD totals, saved employees and 1099 classification are absent from the listing. Its App Store page declares no data collected, while its Google Play data safety entry says data is collected and mentions analytics and advertising or marketing, so the two stores disagree. The App Store seller is WebbyGenius Infotech Private Limited, but the App Store listing points at stubcreator.com, the same domain as StubCreator: Paystub Generator, and the Play listing names Online Paystub as the developer. We would not treat the two as independent alternatives. The review sample is two reviews, too small for any pattern.

Pros
  • Free per its listing, with no in-app purchases listed on either store
  • Preview before you submit, at no additional cost
  • Customizable templates with your own logo
  • A bundled invoice generator and Canada pay stubs
Cons
  • No export file format is named anywhere on the listing
  • The tax calculation claim names no tax year and no state
  • The App Store and Google Play privacy declarations contradict each other, and the listing shares a domain with StubCreator: Paystub Generator

Pricing: Free per its listing, with no in-app purchases listed on the App Store or Google Play.

Best for: Someone who wants a no-cost stub and an invoice generator in the same app, and who does not mind a thin listing.

Read the full comparison: Payslip44 vs FreePayStub Now: Paystub Maker

7. Paycheck & Paystub Generator by SecurePayStubs

Paycheck & Paystub Generator

Paycheck & Paystub Generator, which calls itself SecurePayStubs in its own description, is a different app from Paycheck: Paystub Generator by Span Enterprises, with a different developer and a different id. It has been on the App Store since 2023 and holds 4.84 from 186 US ratings, with 171 of those at five stars. Its tax coverage is the strongest thing on the listing: accurate federal and state calculations for all 50 US states, based on current payroll laws, with support for both the 2020 W-4 and prior-year W-4 forms.

It also covers additional earnings for bonuses, overtime, tips, commission and custom lines, deductions including insurance, 401(k) and custom entries, time-off information as some US states require, a company logo, an attached deposit slip, an address book for businesses and employees added in May 2023, single-click generation for later pay periods, free corrections, and email delivery. Two things count against it. The iOS build was last updated in February 2025, over nineteen months before this page was written. And it is not free: the App Store lists no in-app purchases, the description describes paid orders behind a payment gateway without naming a price, and Google Play lists in-app items from $1.99 to $399.99 while also flagging no in-app purchases. Its review feed returned no reviews, so there is nothing to report on sentiment either way.

Pros
  • Federal and state tax calculations for all 50 states, per its listing
  • Supports both the 2020 W-4 and prior-year W-4 forms
  • Single-click generation for later pay periods, plus free corrections
  • Time-off information as some US states require
Cons
  • The iOS build was last updated in February 2025
  • Free to download but not free to use, and no price is stated on the App Store
  • No offline use, no YTD totals and no export format are stated on the listing

Pricing: Free to download. Paycheck & Paystub Generator by SecurePayStubs lists no in-app purchases on the App Store, its description describes paid orders without naming a price, and Google Play lists in-app items from $1.99 to $399.99 while flagging no in-app purchases.

Best for: An employer who wants federal and state withholding worked out and can live with an iOS build last updated in February 2025.

Read the full comparison: Payslip44 vs Paycheck & Paystub Generator

Which one should you pick?

Pick Payslip44 if you already have the payroll figures and want an exact stub, with W-2, 1099, statutory or owner classification and PDF, image, CSV or text export, built on your own phone with no account and no internet.

Pick Paycheck: Paystub Generator if you want the app to work out federal, state and FICA withholding, you are paying several employees at once, and per-stub pricing you cannot see up front is acceptable.

Pick Paystub Maker if you want the second most rated app on this page, you do not need automatic tax math, and cloud backup across your iPhone and iPad is worth $59.99 a year.

Pick StubCreator: Paystub Generator if you need one stub, want the first one free, and are happy for it to be generated on a web service and emailed to you.

Pick Paystub Builder: PDF Payslips if you pay several people, want a paystub history and the search and filter options its listing names, and want the cheapest annual subscription printed on any store page here at $19.99.

Pick FreePayStub Now: Paystub Maker if you want a stub and an invoice from one free app and can work without a stated export format or a stated tax year.

Pick Paycheck & Paystub Generator if you want federal and state tax worked out with 2020 or prior-year W-4 support and the February 2025 iOS update date does not put you off.

Payslip44 formats the figures you give it, so the arithmetic has to come from somewhere first. Our free FICA tax calculator takes gross pay and YTD wages and returns Social Security, Medicare, the Additional Medicare Tax, the employer match and total FICA. The YTD earnings calculator takes the gross and deductions from one stub, plus your pay frequency, and returns YTD gross, YTD deductions, YTD net and a projected year-end total. Both run in the browser with no download and nothing to sign up for.

Frequently asked questions

What is the best app to make a pay stub?

It depends on what you need. Paycheck: Paystub Generator by Span Enterprises has the most US App Store ratings here, 3,700, and its listing says it calculates federal tax, state tax and FICA for all 50 states. Paystub Maker by B TO J PTY LTD has about 1,100 US ratings at 4.80 and reviewers say it is simple and free to use. Payslip44 is the one to pick if you already have the figures and want them formatted on your own device, since it does not calculate taxes or withholding. Paystub Builder: PDF Payslips by SVG Apps has the cheapest subscription printed on any store page here at $19.99 a year.

Which paystub generator apps are actually free?

FreePayStub Now: Paystub Maker lists no in-app purchases on either store and its description says the app is completely free to use. Paycheck: Paystub Generator gives you your first pay stub free and then charges per stub, though its App Store page does not print the price. StubCreator: Paystub Generator also gives the first stub free with free revisions and names no price after that. Payslip44, Paystub Maker and Paystub Builder: PDF Payslips are free to download with a subscription on top. Paycheck & Paystub Generator by SecurePayStubs is free to download but its description describes paid orders without naming a price.

Which of these apps calculate taxes for you?

Paycheck: Paystub Generator by Span Enterprises states that federal tax, state tax, FICA and YTD totals are calculated automatically for all 50 US states. Paycheck & Paystub Generator by SecurePayStubs states accurate federal and state tax calculations for all 50 states, plus 2020 and prior-year W-4 support. FreePayStub Now: Paystub Maker claims tax calculations without naming a tax year or a state. Payslip44 does not calculate taxes or withholding; you enter the figures and the app formats them. Paystub Maker and Paystub Builder: PDF Payslips do not state automatic tax calculation on their listings.

Are Paycheck: Paystub Generator and Paycheck & Paystub Generator the same app?

No. Paycheck: Paystub Generator (App Store id 1508742408) is published by Span Enterprises LLC and calls itself 123PayStubs in its own description. Paycheck & Paystub Generator (App Store id 1666526433) is published by SecurePayStubs LLC and calls itself SecurePayStubs. They are different developers with different ratings, features and update dates, so check the seller name before you download.

Do I need an account to make a pay stub?

Payslip44 states no account is required and that it works completely offline. Paycheck: Paystub Generator does not spell out an account requirement, but its listing describes mobile and web sync. StubCreator: Paystub Generator, FreePayStub Now: Paystub Maker and Paycheck & Paystub Generator all describe submitting a stub or having it emailed to you, and none of the three states whether an account is needed. Paystub Maker and Paystub Builder: PDF Payslips do not state an account requirement either way.