Payslip44 vs Paycheck & Paystub Generator

Quick answer

Paycheck & Paystub Generator by SecurePayStubs is an online pay stub service that has been on the App Store since 2023. Its description never uses the store name and calls the product “SecurePayStubs” instead. The pitch is tax math: federal and state tax calculations for all 50 states and both W-4 versions, plus stubs you can email to employees and contractors. The catch is that it runs as an online service with paid orders, and the App Store listing names no price for them.

Payslip44 builds a pay stub line by line from figures you enter, then exports it as PDF, image, CSV, or text. It works offline, no account needed, and your data stays on the device.

If you want the app to work out federal and state withholding for you, Paycheck & Paystub Generator. If you already have the numbers and want a stub you can produce offline, at a price you can see before you start, Payslip44.

Side-by-side

Where Paycheck & Paystub Generator wins

It does the tax math. The description promises “accurate federal and state tax calculations based on current payroll laws” and says it “supports accurate state tax calculations for all 50 US states”. It also handles both the 2020 W-4 and the prior-year form. Payslip44’s listing says the opposite in as many words: it does not calculate taxes or withholding. If you don’t already know the withholding figures, that gap matters more than anything else on this page.

It is built for sending stubs as well as making them. The listing covers emailing pay stubs to employees and contractors and single-click generation for later pay periods. It also mentions free corrections to stubs already made, an attached deposit slip, a company logo, and time-off information “as mandated by some US states”. Payslip44’s listing says you can share the exported file straight to email, messages, or cloud storage, but nothing about sending stubs to a list of employees.

It has a real rating history. 4.84 from 186 US ratings, with 171 of those at five stars and three at one star, as of September 2026. On Google Play it has 4.5 from 434 reviews in the 10K+ downloads bucket. Payslip44 launched in 2026 and has one App Store rating, which tells you nothing either way.

Its earnings options cover the odd line items. Bonus, overtime, tips, commission, and custom earnings are all named on the listing, handy if a stub has to show more than base pay.

Where Payslip44 wins

You can see the price before you start. Payslip44 is free to download, and Pro is $2.99 a week or $29.99 a year after a 7-day free trial. Paycheck & Paystub Generator lists no in-app purchases on the App Store at all, yet its listing talks about secure payment gateways and completing an order. Google Play, the only source with numbers, lists in-app items from $1.99 to $399.99 per item.

It works offline with no account. Payslip44 says it works completely offline with no account required, and it keeps your data on the device. The other app calls itself an online pay stub generator, and its listing does not say whether it works offline or whether you need an account. Its privacy label links Contact Info to your identity. Payslip44’s label lists only Purchases, Identifiers, Usage Data, and Diagnostics, none of it linked to you. Both declare no data used to track you.

The export is a file, in four formats. PDF, image, CSV, or text, from six named layouts: Standard, Tabular, Compact, Boxed, Summary First, and Split. The other listing says you can download the stub but never names a format, and never says how many templates there are.

It goes deeper on what the stub records. Year-to-date totals on every taxable line, and employer contributions like a 401(k) match. Leave balances with accrued, used, and remaining hours. Payment method down to the check number or the last four digits of the account, and four worker classifications: W-2, 1099 contractor, statutory employee, and owner. The other listing mentions time-off information, but none of the rest: no year-to-date totals, no employer contributions, no payment-method detail, and no W-2, 1099, statutory or owner classification. Payslip44 was also updated in August 2026. Paycheck & Paystub Generator’s last update was February 2025.

Pricing

• Payslip44 is free to download. Pro is $2.99 a week or $29.99 a year, after a 7-day free trial.
• Paycheck & Paystub Generator by SecurePayStubs is free to download, and the App Store lists no in-app purchases. The description refers to paid orders but states no price. Google Play lists in-app items from $1.99 to $399.99 per item, next to a flag that says there are no in-app purchases at all.

A year of Payslip44 Pro is $29.99, a number you can check before you install. A year of the other app depends on what its orders cost, and nothing on the App Store tells you that.

Which one should you pick?

Pick Paycheck & Paystub Generator if you need federal and state withholding worked out for you, or if you want to email finished stubs to employees and contractors. It also has 186 ratings behind it, where Payslip44 is new.

Pick Payslip44 if you already have the figures and want a stub that carries year-to-date totals, employer contributions, and leave balances, exported as a PDF, image, CSV, or text file. It is also the pick if you would rather not send payroll details to a server or sign up for anything. For the wider field, see our best paystub generator apps roundup.

If it’s the tax number you need rather than the stub, our free FICA tax calculator and year-to-date earnings calculator run in the browser with no download and no account.