Payslip44 vs Paystub Maker

Quick answer

Paystub Maker by B TO J PTY LTD has been on the US App Store since 2020, with a 4.8 rating from about 1,100 ratings. It builds a stub from gross wages for the pay period, deductions and net wages, and its subscription adds cloud sync and backup across iOS devices. The same seller also publishes apps called Paystub Generator and Payslip Maker, so check the developer name before you tap install.

Payslip44 builds a stub line by line: W-2, 1099 contractor, statutory employee or owner classifications, pre-tax and after-tax deductions, employer contributions, leave balances and year-to-date totals, exported as PDF, image, CSV or text. It is free to download and works offline with no account. It does not calculate taxes or withholding; you enter the figures.

If you want one stub file backed up and shared between an iPhone and an iPad, Paystub Maker. If you pay both employees and contractors and need that detail on the stub itself, Payslip44. Both apps are in our roundup of the best paystub generator apps.

Side-by-side

Where Paystub Maker wins

Cloud sync and backup on the subscription. This is the one thing Paystub Maker’s listing says the money buys: your stub data saved to the developer’s cloud and shared across iOS devices such as an iPhone and an iPad. Payslip44’s listing does not state cloud sync or backup at all, so a stub you build on your phone stays on your phone. If you start a stub on an iPad and finish it on an iPhone, that gap matters.

On the store since 2020, with a rating that has weight behind it. Paystub Maker was released in October 2020 and was updated in September 2026. It has a 4.8 rating from about 1,100 US ratings plus a 4.7 on Google Play. Payslip44 was released in June 2026 and has a single App Store rating, which tells you almost nothing. A public record that goes back to 2020 is worth something when you are about to hand a document to a landlord or a lender.

Reviewers say it is simple, and free. The review sample describes the app as easy, simple or straightforward, and reviews also call it quick or a time-saver. Reviewers single out that it is genuinely free, and many identify themselves as small-business owners, with some self-employed or paying 1099 contractors. If you want the fewest fields between you and a finished stub, that is the pattern the reviews describe.

Reviewers say the output holds up. The sample calls the result professional looking, and some reviewers mention using a stub from the app as proof of income, including for an apartment. The flip side: some reviewers mention year-to-date figures coming out wrong or not carrying from one pay period to the next, in reviews dated 2023 to 2025.

Where Payslip44 wins

It knows the difference between an employee and a contractor. Payslip44 lets you mark a person as W-2, 1099 contractor, statutory employee or owner. Paystub Maker’s listing does not say whether it distinguishes the two, so if you pay a W-2 employee and a 1099 subcontractor in the same week, you cannot tell from the store page how that app handles it.

Four export formats, where Paystub Maker’s listing names none. Payslip44’s listing says every stub exports as PDF, image, CSV or text. That covers emailing a file or dropping an image into a chat, and the CSV gets the numbers into a spreadsheet. Paystub Maker’s listing names no export format at all, so the store page does not say what comes out of it.

More of the stub is described up front. Payslip44’s listing spells out pre-tax deductions (401(k), HSA, health insurance), after-tax deductions (garnishments, union dues, loan repayments), employer contributions like a 401(k) match, and leave balances with accrued, used and remaining hours. It also lists direct deposit with the account type and last four digits, and six document layouts. Paystub Maker’s listing covers gross wages, deductions and net wages.

Saved parties, saved history and exact math. Employers and employees you enter once come back ready to reuse, and finished stubs save to a history you can reopen. Totals, the listing says, come out to the exact cent with no rounding errors. Payslip44 also runs with no account and fully offline. It does not calculate taxes or withholding, though, so the tax figures on the stub are the ones you type in.

Pricing

• Payslip44 is free to download, with no ads and no account. Pro is $2.99 a week or $29.99 a year after a 7-day free trial. The listing does not say which features Pro unlocks.
• Paystub Maker by B TO J PTY LTD is free to download. On the US App Store its subscriptions are $5.99 monthly and $59.99 yearly, and no free trial is stated. The listing does not say what the free version limits; the only stated subscription benefit is cloud sync and backup. Google Play advertises a range of $7.99 to $59.99 per item, so the Android in-app items are not the same list.

A year on the annual plan is $29.99 with Payslip44 and $59.99 with Paystub Maker, so Paystub Maker’s yearly subscription costs about twice as much.

Which one should you pick?

Pick Paystub Maker if you want your stub data backed up and available on both an iPhone and an iPad, you would rather use an app that has been on the store since 2020 with more than a thousand ratings, or a short stub with gross, deductions and net is all you need.

Pick Payslip44 if you pay a mix of W-2 employees and 1099 contractors, you need pre-tax and after-tax deductions, employer contributions and leave balances on the document, or you want the stub out as a CSV or a text file as well as a PDF.

If you just need a number rather than a document, our free YTD earnings calculator turns one stub into YTD gross, deductions and net plus a projected year-end total. The proof of income calculator turns recent stubs into average monthly income and checks it against the 3x rent rule. Both run in the browser with nothing to download.