Payslip44 vs Paycheck: Paystub Generator
Paycheck: Paystub Generator calculates federal, state, and FICA tax on each stub. See how it compares with Payslip44 on price, export, and offline use.
Disclosure: Payslip44 is our app. This comparison is written honestly, including the places where Paycheck: Paystub Generator is the better fit. Ratings and pricing come from the US App Store and Google Play listings as of September 2026.
Quick answer
Paycheck: Paystub Generator by Span Enterprises LLC, better known as 123PayStubs, has been on the App Store since 2020 and runs on iPhone, iPad, and Android. Its listing says it works out federal tax, state tax, FICA, and year-to-date totals for you across all 50 states. Your first pay stub is free; after that you pay per stub, and the App Store page does not print what a stub costs.
Payslip44 builds a pay stub line by line from the figures you enter, with reusable employers, employees, and items, then exports it as a PDF, image, CSV, or text file. It is free to download, with Pro at $2.99 a week or $29.99 a year after a 7-day free trial.
If you want the app to work out the withholding, pick Paycheck: Paystub Generator. If you already have the numbers and just want them formatted and kept on your device, with one subscription instead of one charge per stub, pick Payslip44.
Side-by-side
| Feature | Payslip44 | Paycheck: Paystub Generator |
|---|---|---|
| Platforms | iOS + Android | iOS + Android |
| US App Store rating | 5.00 (1 rating) | 4.89 (3,700 ratings) |
| Last updated | August 2026 | May 2026 |
| Free-tier limits | Not stated | First pay stub free, then pay per stub |
| Paid plans | Pro, $2.99 a week or $29.99 a year | None named on the App Store; Google Play lists in-app items from $7.99 to $59.99 per item |
| Build and export a pay stub | Yes | Yes |
| Calculates tax and withholding | No, figures are user-entered | Yes, per its listing: federal, state, FICA across all 50 states |
| Deductions | Yes, pre-tax and after-tax | Yes, custom deductions |
| Employer contributions | Yes, such as a 401(k) match | Not stated |
| YTD totals | Yes | Yes |
| Worker classification on the stub | Yes: W-2, 1099 contractor, statutory employee, owner | Not stated; the listing names contractors as an audience |
| Templates and layouts | Six document layouts | 30+ templates, with a company logo |
| Batch stubs | Not stated | Yes, up to 20 at once |
| Saved employers and employees | Yes, reusable on the next stub | Yes, address book |
| Export | PDF, image, CSV, text | PDF or email; PNG, CSV, and text not stated |
| Languages | 1 (English) | 1 (English) |
| Ads | No | No |
| Account required | No | Not spelled out on the store page; the listing describes web sync |
| Data stays on device | Yes, with no account | No, the listing sells mobile and web sync |
| Offline use | Yes | Not stated |
| Privacy label | Data Not Linked to You: Purchases, Identifiers, Usage Data, Diagnostics; declares no data used to track you | Data Not Linked to You: Location, User Content, Diagnostics; declares no data used to track you |
Where Paycheck: Paystub Generator wins
It does the tax math. Its listing says federal tax, state tax, FICA, and year-to-date totals are calculated automatically for all 50 US states. Payslip44’s listing says the opposite in as many words: it does not calculate taxes or withholding. If all you have is a gross figure, that gap settles it. No amount of formatting closes it. Treat “100% accurate tax calculations” as the developer’s marketing claim rather than a tested result; one reviewer in our sample disputed the math and another said there was no way to add local county withholding.
Ratings going back to 2020. It has been on the App Store since April 2020, and its 4.89 rests on 3,700 US ratings, against Payslip44’s 5.00 from a single rating. Reviewers say it is quick: 18 of the 49 US reviews in our sample describe it as fast or easy, and some of those are as recent as December 2025. Nine reviews praise the automatic calculations, though all nine date from 2020 and 2021.
More designs, and stubs in bulk. The listing promises 30+ customizable templates with your company logo, and up to 20 pay stubs at once for multiple employees. Payslip44 ships six document layouts. If you run payroll for a small team on the same day each period, the batch feature saves real time. Six reviewers single out the template choice, though one review from September 2025 calls the selection thinner than expected.
It follows you to a browser. The listing sells mobile and web sync for access anywhere, so a stub started on a phone can be finished on a computer. Payslip44 has no web or desktop version stated on its listing.
Where Payslip44 wins
One price instead of one charge per stub. Payslip44 is $29.99 a year or $2.99 a week for Pro, after a 7-day free trial. Paycheck: Paystub Generator gives you the first stub free and then bills per stub, and neither store page prints that price: the App Store lists no in-app purchases at all, and Google Play shows only a range of $7.99 to $59.99 per item. If you cut stubs every pay period, a flat year is easier to budget than an unpublished per-stub charge.
Nothing to sign into, and your stub data stays on the device. Payslip44 says it works completely offline with no account required and keeps your data on the device. Paycheck: Paystub Generator’s listing describes web sync, and its privacy label lists User Content among the data collected for app functionality, so the stub content goes to a server. That also shows up in reviews: five of the 49 in our sample describe paying for a stub that sat on a “being generated” screen and never arrived. All five fall between 2022 and January 2023, and nothing later in the sample repeats it.
The stub carries more than earnings and taxes. Payslip44 marks a worker as W-2, 1099 contractor, statutory employee, or owner. It also records employer contributions such as a 401(k) match, leave balances with accrued, used, and remaining hours, and the payment method down to a check number or the last four digits of a direct deposit account. Paycheck: Paystub Generator’s listing covers earnings, custom deductions, and YTD, and says nothing about employer-side contributions.
Four export formats, not one. Payslip44 exports as PDF, image, CSV, or text, so a stub can go into a spreadsheet or a message thread and does not have to travel as an attachment. Paycheck: Paystub Generator’s listing describes a PDF download or an email; PNG, CSV, and text are not mentioned.
Pricing
- Payslip44 is free to download. Pro is $2.99 a week or $29.99 a year, after a 7-day free trial. Which features sit behind Pro is not spelled out on the store page.
- Paycheck: Paystub Generator by Span Enterprises LLC is free for your first pay stub, and edits to a stub cost nothing extra. Everything after that is paid per stub. The App Store page lists no in-app purchases and prints no per-stub price; Google Play lists in-app items from $7.99 to $59.99 per item.
A year of Payslip44 Pro is $29.99 flat, whatever you build with it. With Paycheck: Paystub Generator the yearly cost depends entirely on how many stubs you make, and the only published figures are Google Play’s $7.99 to $59.99 range.
Which one should you pick?
Pick Paycheck: Paystub Generator if you need the withholding calculated rather than typed in, you want 30+ templates or 20 stubs generated in one batch, or you want to pick the same work back up in a browser.
Pick Payslip44 if you already have the figures, you want the stub built and kept on your device with no account, you need CSV or an image alongside the PDF, or you would rather pay one subscription than one charge per stub.
If you need the numbers before you build the stub, our free FICA tax calculator and YTD earnings calculator run in the browser with no download. For the rest of the field, see our roundup of the best paystub generator apps.
Frequently asked questions
Does Paycheck: Paystub Generator calculate taxes automatically?
Its App Store listing says federal tax, state tax, FICA (Social Security and Medicare), and year-to-date totals are calculated automatically for all 50 US states. That is the developer's own claim, and the app has not published a correction to it. Payslip44 does not do this: its listing states plainly that it does not calculate taxes or withholding, so you enter the figures and Payslip44 formats them.
How much does a pay stub cost in Paycheck: Paystub Generator?
The first pay stub is free and revisions to a stub are free. After that the app charges per stub, but the App Store page lists no in-app purchases and does not print a per-stub price. Google Play lists in-app items from $7.99 to $59.99. Payslip44 is free to download, with Pro at $2.99 a week or $29.99 a year after a 7-day free trial.
Which app works offline?
Payslip44 says it works completely offline with no account required, and it keeps your stub data on the device. Paycheck: Paystub Generator sells mobile and web sync for access anywhere, and its privacy label lists User Content among the data collected for app functionality. Offline use is not stated anywhere on its listing.
Can either app export a pay stub as something other than a PDF?
Payslip44 exports as PDF, image, CSV, or text. Paycheck: Paystub Generator's listing describes downloading a PDF or sending it by email; PNG, CSV, and plain text are not mentioned on its store page.
Which one handles 1099 contractors?
Payslip44 lets you classify a worker as W-2, 1099 contractor, statutory employee, or owner on the stub itself. Paycheck: Paystub Generator names freelancers and independent contractors as an audience, and older release notes from 2023 mention Form 1099-NEC and 1099-MISC, but the current listing does not state a contractor classification on the stub.
How many ratings does each app have?
As of September 2026, Paycheck: Paystub Generator has 4.89 stars from 3,700 US App Store ratings and 4.8 on Google Play. Payslip44 launched in June 2026 and has 5.00 from a single US App Store rating and 4.7 on Google Play, which is far too small a sample to compare against thousands.