Payslip44 Tools
Free paystub and payroll tools — build professional paystubs, itemize earnings and deductions, and estimate net pay. No signup, no email — just answers.
General
- 401(k) Max-Out Per Paycheck Calculator Find the dollar amount and deferral percentage per paycheck needed to hit the 2026 401(k) limit by December without front-loading past your match.
- Bonus Tax Withholding Calculator See what gets withheld from a bonus under the flat 22% supplemental rate, compare it to the aggregate method, and check it against the tax you actually owe.
- Commission Pay Calculator Works out commission on a flat or tiered rate, tracks a recoverable draw across periods, and shows the overtime true-up commission adds to the regular rate.
- Final Paycheck Calculator Estimate your last check after quitting or termination: unpaid hours, overtime, unused PTO payout, and severance, minus FICA and withholding, to the cent.
- Fluctuating Workweek Overtime Calculator Enter a fixed weekly salary and hours worked to get the fluctuating workweek regular rate, the half-time overtime premium, and total gross pay for the week.
- Gross to Net Pay Calculator Enter gross pay, pre-tax deductions, and withholding to see net take-home pay for any pay frequency, with FICA figured for you and every line itemized.
- Gross-Up Calculator Enter the take-home amount you promised and get the gross pay you need to run, with federal supplemental, Social Security, Medicare, and state withholding solved backwards.
- Paycheck Error Checker Check your pay stub line by line: gross against hours times rate, Social Security and Medicare against your FICA wages, and net that actually reconciles.
- PTO Accrual Calculator Calculate PTO accrual per pay period and per hour worked, then project your year-end balance with accrual caps and carryover forfeit limits applied.
- PTO Payout Calculator Turn unused PTO hours into a gross vacation payout, then estimate federal, Social Security, Medicare, and state withholding to see your net cash-out.
payroll
- 1099 Quarterly Tax Set-Aside Calculator Enter 1099 income and expenses to see self-employment tax, federal and state income tax, the dollar amount and percentage to set aside from each payment, and your four quarterly estimated payments with IRS due dates.
- Annual Income from Pay Stub Calculator Enter the gross and net pay from one stub, pick your pay frequency, and get annual gross, annual net, and the same income broken down per week, per month, and per year.
- Effective Tax Rate Calculator Enter your income, pre-tax deductions, and filing status to see 2026 federal income tax, your bracket, and your effective rate on gross and taxable income.
- Employer Payroll Cost Calculator See the employer side of payroll: Social Security and Medicare match, FUTA, SUTA, workers' comp, and benefits, with the burden multiple and true hourly cost.
- FICA Tax Calculator Enter gross pay and YTD wages to get Social Security (6.2%, capped at $184,500 in 2026), Medicare (1.45%), the 0.9% Additional Medicare Tax, the employer match, and total FICA.
- Hourly to Paystub Earnings Calculator Turn an hourly rate, regular hours, overtime, and a bonus into paystub earnings lines: regular pay, overtime at 1.5x or 2x, and the gross they add up to.
- Imputed Income Calculator Calculate group-term life imputed income: coverage over $50,000, the IRS Table I rate for your age, monthly and annual totals, FICA owed, and the W-2 boxes.
- Nanny Tax Calculator See the nanny taxes you owe for 2026: the $3,000 FICA threshold, employee withholding, the employer match, FUTA and SUTA, net pay, and your true total cost.
- Pay Frequency Converter Convert pay between weekly, biweekly, semimonthly, monthly, quarterly, and annual schedules, and see how deductions get re-cut when the schedule changes.
- Paystub Calculator Build a full paystub breakdown: regular and overtime earnings, pre-tax deductions, federal tax and FICA withholding, post-tax deductions, and net pay, with this-period and year-to-date columns side by side.
- Pre-Tax vs Post-Tax Deduction Calculator Compare how Section 125 premiums, traditional 401(k) deferrals, and post-tax deductions change your taxable wages, FICA, and take-home pay.
- Proof of Income Calculator Turn recent pay stubs into average monthly and annual income, then check it against the 3x rent rule, the 30% rent-to-income rule, or a custom requirement.
- Shift Differential Pay Calculator Split the week between regular and premium shifts, set a percent or flat differential, and get the blended FLSA regular rate overtime must be paid at.
- Tipped Employee Paycheck Calculator Enter a cash hourly wage, hours, and reported tips to see gross earnings, the tip credit toward minimum wage, any employer make-up, FICA, estimated federal withholding, and net take-home.
- W-2 Wages from Pay Stub Calculator Turn the YTD totals on your final pay stub into estimated W-2 Box 1, 3, 5 and 16 wages, with 401(k), Section 125, and HSA applied to the right boxes.
- Wage Garnishment Calculator Enter gross pay, required deductions, and pay frequency. The federal cap is the smaller of 25% of disposable earnings or the amount above 30x minimum wage.
- YTD Earnings Calculator Enter the gross and deductions from one pay stub, pick your pay frequency, and get YTD gross, YTD deductions, YTD net, and a projected year-end total.