Payslip44 vs StubCreator: Paystub Generator

Quick answer

StubCreator: Paystub Generator by Online Paystub, written as “Stubcreator” in its own description, is the app front end for the stubcreator.com web service. It has been on the App Store since 2021 and runs on iPhone, iPad, and Android. It also does the deduction math for you. The catch is that it is an online tool: your first stub is free, and the listing never says what the next one costs.

Payslip44 builds a pay stub from figures you enter, then exports it as PDF, image, CSV, or text. It is free to download and works offline with no account. Your data stays on the device.

If you want the calculations done for you and you only need one stub, StubCreator: Paystub Generator. If you make stubs regularly, want a price you can see before you start, or need to work without a connection, Payslip44.

Side-by-side

Where StubCreator: Paystub Generator wins

It does the arithmetic for you. The description says the app will “automatically perform all the calculations for you so you do not have to worry about calculating deductions and other complicated calculations”, and an April 2025 release note added an Edit Taxes feature for changing tax information in the app. Payslip44 takes the opposite position: its listing says it does not calculate taxes or withholding. If you want to type a salary and have deductions filled in, StubCreator is the one that claims to do that.

On the App Store since 2021. It has 4.80 from 318 US App Store ratings as of September 2026, and 4.3 from 160 reviews on Google Play, where it sits in the 10K+ downloads bucket. It was released in June 2021 and was last updated in August 2026 at version 3.0.0. Payslip44 arrived in 2026 with a single App Store rating, so there is no track record to weigh against that.

Reviewers say it is quick to get through. Eight of the 21 US reviews in our sample describe it as easy and fast, including one from November 2025: “Very easy to use, I needed to make corrections and was helped very promptly.” Five of the 21 credit it with doing the work for them. The same sample is skewed, though: 8 of 21 are one-star against 11 one-star in 318 on the store histogram.

Your first stub costs nothing, and so do revisions. The listing promises “Get your first stub free” and “Free revisions”. For a one-off stub that you need corrected once or twice, that is a lower bar than starting a subscription.

Its privacy label is the shorter one. Apple shows “Data Not Collected” for StubCreator, and Google Play’s data safety section agrees that no data is collected or shared. Payslip44’s label declares Purchases, Identifiers, Usage Data, and Diagnostics under Data Not Linked to You for analytics and app functionality.

Where Payslip44 wins

The price is on the store page. Payslip44 is free to download, with Pro at $2.99 a week or $29.99 a year after a 7-day free trial. StubCreator lists no in-app purchase on the App Store or on Google Play, and its description never names a price for a stub after the free one. Six of the 21 reviews in our sample describe paying and either not getting the stub or being charged more than expected, including one reader who wrote “30$ down the drain”. An unspecified charge is harder to budget for.

It runs without a connection. Payslip44’s listing says it works completely offline, needs no account, and keeps your data on the device. StubCreator describes itself as “an online tool under Stubcreator” that gives you “easy access to the online platform”, with the finished stub downloaded or sent to your mailbox. Everything you type goes to the web service.

It remembers the people you pay. Payslip44 stores employers with name, address, and logo for the stub header, stores employees as W-2, 1099 contractor, statutory employee, or owner, and brings both back ready to reuse on the next stub. StubCreator’s listing says nothing about saved profiles, so nothing published suggests you can skip the retyping.

More comes out of it than a single file. Payslip44 exports as PDF, image, CSV, or text, tracks year-to-date totals and leave balances, records employer contributions such as a 401(k) match, and has six document layouts. StubCreator’s listing mentions a choice of template and a preview, then a download or an email, and never names a file format.

Pricing

• Payslip44 is free to download. Pro is $2.99 a week or $29.99 a year after a 7-day free trial. The listing does not spell out which features Pro unlocks.
• StubCreator: Paystub Generator by Online Paystub is free to download, with the first stub free and free revisions. There is no paid plan on either store, and what a stub costs after the first one is not stated on the App Store page. The App Store listing points at stubcreator.com, and neither store lists an in-app purchase.

A year of Payslip44 Pro comes to $29.99 at the annual price. For StubCreator there is no published figure to put next to that, so a year of use costs whatever a stub costs after the free one, which no store page states.

Which one should you pick?

Pick StubCreator: Paystub Generator if you need one stub and want the deductions worked out for you rather than entered. Same answer if you would rather lean on 318 ratings than on a new app.

Pick Payslip44 if you make stubs more than once, you want to know the price before you start, you need the same employer and employee back next time, or you need PDF, image, CSV, or text out of a phone with no signal.

Other options are in our roundup of paystub generator apps. If you only need a number rather than a document, our free hourly to paystub earnings calculator and year-to-date earnings calculator run in the browser with nothing to download.